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1. Use of the Website
All content provided on this website is for informational and educational purposes only. We make no guarantees regarding the accuracy or completeness of any information.
You may not use this website for any illegal or unauthorized purpose.
2. Intellectual Property
All content, including text, images, logos, tools, and calculators, is the property of SmartBudgetStart unless otherwise stated. You may not reproduce or distribute any material without prior written permission.
3. Financial Disclaimer
We are not licensed financial advisors. The content on this site is based on personal experience, opinion, and general information. Always consult a certified professional before making financial decisions.
4. External Links
This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any external sites.
5. Affiliate Disclosure
Some of our links are affiliate links. This means we may earn a small commission if you click and purchase, at no extra cost to you.
6. Changes to the Terms
We may update these Terms of Use at any time without notice. Changes are effective immediately upon posting.
7. Contact
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